Insurance & Protection
Protect your venue and your guests. Learn about insurance options for event hosting.
Why Insurance Matters
Hosting events comes with inherent risks. Whether it's a birthday party, corporate gathering, or community event, having the right insurance coverage helps protect you financially against unexpected incidents.
Venue hosts are required to maintain active insurance coverage. Service providers are not currently required to carry insurance, but insured providers may receive an additional verification badge when that program is enabled.
Important: PLEC is not an insurance provider and does not provide insurance advice. Any coverage decision should be made with your licensed insurance broker or advisor.
Types of Coverage
General Liability
Required for venue hosts. Covers claims of bodily injury or property damage to third parties during hosted events.
Property Insurance
Covers damage to your venue, furnishings, equipment, and other property caused during an event. Helps protect your investment in your space.
Liquor Liability
Strongly recommended when alcohol is served. Covers claims related to incidents involving alcohol consumption.
Event Cancellation
Reimburses lost revenue and expenses if an event must be cancelled due to covered reasons like severe weather, vendor no-shows, or other unforeseen circumstances.
How PLEC Helps Protect You
Secure payment processing through Stripe — funds are held until after the event
Verified user accounts and community guidelines to maintain platform trust
Clear cancellation policies that protect both hosts and guests
Dedicated support team to help resolve disputes and concerns
Review system that encourages responsible behavior from all users
Platform-level insurance options are being evaluated with insurance brokers
Getting Started
Follow these steps to ensure your venue is properly covered:
- 1
Review your existing homeowner's or commercial property insurance to understand current coverage
- 2
Determine the types of events you plan to host and their specific insurance requirements
- 3
Get quotes from insurance providers that specialize in event or venue coverage
- 4
Ensure your policy covers the maximum capacity and event types listed on PLEC
- 5
Keep proof of insurance accessible — PLEC may request it for venue verification
Questions About Coverage?
Our team can help you understand what coverage you need for your venue.